START A FAMILY

Planning ahead for your new baby helps you be both emotionally and financially prepared.

THINGS TO CONSIDER

• Plan ahead to spread the cost
• Research the things you'll need
• It will all be worth it in the end

CHECKLIST

➢ Calculate the cost of having a baby
➢ Consider the kind of healthcare you want
➢ Plan for all the baby essentials
➢ Factor in the potential loss of income during parental leave
➢ Consider the ongoing cost of childcare
➢ Review your insurance needs
➢ Consider whether you need more space at home
➢ Start planning for education early

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