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Financial future_

Take control of personal finances and reach your goals, with absolutely no subscription fees.

Take control of personal finances and reach your goals, with absolutely no subscription fees.

IT’S TIME TO SHAPE YOUR FINANCIAL FUTURE

Pennyworth is the personal finance app that helps you see your financial future and the top ways to improve it. In just a few taps you can picture your tomorrow and take control today. View all your money in one app. Discover insights about your finances. Explore goals and calculate a savings plan to grow your wealth. Simply download the app, connect your accounts, and enjoy smart money management.

Scan to get the Pennyworth app on your phone

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WHY PENNYWORTH?

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A team of financial services experts led by two former Barclays executives has unveiled plans to launch Pennyworth, a new digital bank to serve the needs of young professionals and middle managers.

- Finextra

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Pennyworth will enable its customers to integrate and experience personalised banking across their existing accounts through Open Banking and AI.

- AltFi

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Simultaneously addressing the shortcomings of both high-street and first-gen digital banks, Pennyworth’s mission is to finally deliver a 21st-century banking experience to consumers.

- Fintech Magazine

AS FEATURED IN

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CHART A PATH TO FINANCIAL WELLBEING

Get an automatic financial plan to grow your wealth. Pennyworth projects your total wealth until retirement by automatically calculating a plan to achieve your expected goals. Measure your future financial wellbeing and top ways to improve it. See how your available income might be allocated to reach important goals. View your resulting assets, borrowing and net wealth mapped out every year.    

Scan to get the Pennyworth app on your phone

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REACH YOUR GOALS WITH EASE

Pennyworth’s goal savings calculator and money tips help you on the path to financial wellbeing. Get a financial plan based on your goals with just one tap. Explore goals pre-selected by our money experts. Set your own goals and let Pennyworth calculate a monthly savings plan. Use the finance tracker and goal checklists to monitor progress. 

Scan to get the Pennyworth app on your phone

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ENJOY SMART MONEY MANAGEMENT

Pennyworth is the money management app that provides you with complete oversight of your finances. Discover insights about your income and expenses. Keep track of your personal wealth. Let our algorithms fill data gaps with estimates based on people like you and see how you compare with the rest of the UK population.

Scan to get the Pennyworth app on your phone

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Finances
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ALL YOUR ACCOUNTS IN ONE PLACE

Pennyworth is the open banking app that helps you manage money in one place without needing to switch bank. Safely connect your bank, saving, loans and investments accounts, your properties, pensions and other assets, to view all your finances together.

Scan to get the Pennyworth app on your phone

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Tailored

Draws on your entire financial picture with open banking to customise a financial plan

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Rewarding

Presents a unique range of best-rate borrowing, saving and investment solutions to reach your goals

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Effortless

Takes the hard work out of finance by helping you stay on track and find financial comfort

MADE-TO-MEASURE BANKING 

Helping you reach your goals faster and more confidently with leading rates and tailored financial strategies.

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