How Pennyworth works

No one likes to bank. You prefer to focus on the things in life that are important to you. Banking should be a tool to help you do just that. Pennyworth AI helps turn your personal goals into a financial strategy that achieves them. Managing your personal balance sheet with rewarding planning, saving or borrowing solutions. Designed to take the effort and thinking out of managing your finances.

Turn goals
into plans

Pennyworth helps you plan for the things that are most important to you.

Reach goals faster 

Pennyworth helps you reach goals faster with leading rates on borrowing and savings.

Effortlessly

Pennyworth AI-driven tailored finance takes the effort out of managing your money.

• Pennyworth AI keeps you on track and prompts action

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• If in doubt, speak with a human manager in one tap

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• Connect your full financial picture with open banking

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• No need to switch main bank account to benefit